Upon successful completion of the on-line National Safety Council's Defensive Driving Course, you will receive a numbered certificate which may entitle you to an automobile insurance premium discount.

We urge you to verify your eligibility to receive a discount from your auto insurance carrier PRIOR to purchasing this course.

If you are eligible, you can receive a discount because:

1. You are a resident of a state which mandates a discount for completing an approved driver training course at a certain age

           OR

2.  Your automobile insurance carrier voluntarily offers a discount.

See the chart below listing the individual states along with additional qualifications that may apply, such as age for eligibility. This chart is meant to be a guide only. Discounts and eligibility requirements vary by state and carrier. We strongly recommend you contact your auto insurance carrier for its specific eligibility requirements.


States which Mandate an Automobile Insurance Discount
and their Requirement

State

Discount Availability

Age Qualification

Alabama Mandatory 55+
Alaska Mandatory 55+
Arkansas Mandatory 55+
Arizona Voluntary *  
California Mandatory 55+
Colorado Mandatory 55+
Connecticut Mandatory (Min 5%) 62+
Delaware Mandatory (10% on liability & PIP) All licensed drivers
District of Columbia Mandatory 55+
Florida Mandatory 55+
Georgia Mandatory (of at least 10%) All licensed drivers
Hawaii Voluntary *  
Idaho Mandatory 65+
Illinois Mandatory 55+
Indiana Voluntary *  
Iowa Voluntary *  
Kansas Mandatory All licensed drivers
Kentucky Mandatory 55+
Louisiana Mandatory 55+
Maine Mandatory 55+
Maryland Voluntary *  
Massachusetts Voluntary *  
Michigan Voluntary *  
Minnesota Mandatory (of at least 10%) 55+
Mississippi Mandatory 55+
Missouri Voluntary *  
Montana Mandatory 55+
Nebraska Voluntary *  
Nevada Mandatory 55+
New Hampshire Voluntary *  
New Jersey Voluntary*  
New Mexico Mandatory 55+
North Carolina Voluntary * 55+
North Dakota Mandatory All licensed drivers
Ohio Voluntary *  
Oklahoma Mandatory All licensed drivers
Oregon Mandatory 55+
Pennsylvania Mandatory (minimum 5%) 55+
Rhode Island Mandatory 55+
South Carolina Mandatory 55+
South Dakota Mandatory 55+
Tennessee Mandatory 55+
Texas Mandatory (10% of premium) All licensed drivers
Utah Mandatory 55+
Vermont Voluntary *  
Virginia Mandatory 55+
Washington Mandatory 55+
West Virginia Mandatory 55+
Wisconsin Voluntary *  
Wyoming Mandatory 55+

* Although these states do not require auto insurance carriers to give a discount, some carriers voluntarily give discounts. Call your auto insurance carrier to learn more.